INDEPENDENT LIVING, ASSISTED LIVING AND MEMORY CARE IN Panama City Beach, FL
Welcome to Charter Senior Living of Panama City Beach
Independent Living, Assisted Living and Memory Care in Panama City Beach, FL
Welcome to Charter Senior Living of Panama City Beach
Panama City Beach’s Most Trusted Senior Living Community
There’s just something about Charter Senior Living of Panama City Beach. It’s hard to describe, but our residents and their families tell us that something feels different – and better. Some say it’s the people – they see a staff and residents who genuinely care for one another. Some say it’s the community itself – comfortable, familiar, warm, friendly – something only an established community can offer. Most say it’s all those things and more – that’s why we’ve been the area’s most trusted place for senior living.
Feel the Difference
No other senior living community in Panama City Beach, Florida, has our experience. We provide area seniors with engaging, uplifting senior living lifestyles, empowering them to live their best lives … and we keep getting better. Our long-tenured caregivers care for residents as though they were family. Vibrant life-enrichment programs offer residents countless choices and opportunities to live a full, connected life. Our reputation is second to none. This is life at Charter Senior Living … you’ll love our experience and feel our difference on your first visit! Come see.
Enhancing The Human Spirit
What truly sets us apart from other communities is how we’re enhancing the human spirit. We live our mission by delivering exceptional experiences every day!
Enriching Services & Amenities
From vibrant activities to supportive services, life at Charter Senior Living of Panama City Beach is designed for joy, ease, and connection.
Floor Plans
Explore thoughtfully designed Independent Living, Assisted Living and Memory Care floor plans that fit your lifestyle, your needs, and your budget.
Our Blog
The Charter Senior Living blog is your trusted resource for navigating the senior living journey. Discover expert guidance and practical tips to make informed decisions.
Family Feel
Here, neighbors become friends and friends become family. Genuine bonds and shared laughter create a community like no other.
SENIOR LIVING LIFESTYLES FOR EVERY NEED

INDEPENDENT LIVING
Discover Independent Living in Panama City Beach, FL, where freedom and fulfillment take root. At Charter Senior Living of Panama City Beach, our Independent Living program empowers residents to live life unfettered — free from home maintenance, full of opportunity, and surrounded by friendship, wellness, and joy.
Live freely. Live fully. Grow with us.

ASSISTED LIVING
At Charter Senior Living of Panama City Beach, Assisted Living residents thrive every day with personalized support, enriching programs, and meaningful connections. Here, independence meets opportunity, and every moment is a chance to grow, engage, and enjoy life to the fullest — letting possibilities truly bloom.

MEMORY CARE
When your loved one deserves care beyond their diagnosis, Charter Senior Living of Panama City Beach offers a personalized approach designed to cultivate love, nurture purpose, and fiercely preserve dignity. Our specialized Memory Care community in Panama City Beach provides compassionate support for residents living with Alzheimer’s disease and other dementias through research-based programming and a warm, homelike environment.
Experience supportive care that is guided by a dedicated team who is specially trained in dementia care. From meaningful activities that honor life stories to innovative engagement tools like iN2L technology, every moment is designed to help your loved one thrive.

SHORT-TERM STAYS
Experience our senior living community before making long-term decisions! Whether you need respite care, are recovering from surgery, or want to explore senior living before committing, our Short-Term Stays offer a flexible solution with full access to our community. Enjoy restaurant-style dining, engaging social events, fitness programs, and professional care from trained, compassionate staff—all the amenities available to long-term residents.
Check Out What People are Saying About Our Community
PEACE OF MIND AND SAFETY THIS HURRICANE SEASON
Charter Senior Living communities are equipped and ready to care for our residents during any severe weather. If you or your loved one are looking for a safe place to ride out storms, we offer both Short-Term Stays and Long-Term Stays in our maintenance-free community. Call today to learn more.
HONORED TO BE DEFICIENCY-FREE
We are proud to share that we have received deficiency-free state survey results, demonstrating our full compliance with all Florida Department of Public Health regulations. This achievement reflects our ongoing commitment to providing the highest standard of service and care for our residents – every day.

